Craig A. Light, Investment Officer

Contact Information:
Direct Line: (515) 273-8923
Fax: (515) 225-8718
E-Mail: clight@firstbankdm.com
5625 Mills Civic Pkwy, WDM, IA 50266-5324

Philosophy:
To focus on “You and your needs” and to build life long trusted relationships with clients and provide them with financial
guidance towards the achievement of their goals.

Process:
Diversification and consistent investing through dollar cost averaging. Utilizing strategic asset allocation modeling and portfolio
rebalancing as his main investment process, but only after learning each client’s personal needs, goals, investment time frame and risk tolerance.

What we can do for you:
Stocks - foreign and domestic
Bonds - fixed income
Mutual Funds, Real Estate Investments, Unit Investment Trusts, Closed End Funds
Money Market Instruments - CD’s, T-Bills and other Cash Equivalents
Insurance Products - Variable, Fixed and Index Annuities and Live Insurance Protection
Long-Term Care and Disability Insurance
IRA’s - Traditional, Roth, SEP and Simple
Business Retirement Plans - SEP IRA, Simple IRA, 401(k), Profit-Sharing and 403b’s
Coverdell Education Savings Accounts and 529 College Savings Plans

Experience:
BDF Investments 2005 to 2007
Piper Jaffray 1999 to 2005
Norwest Financial Leasing, Inc 1988 to 1999

Education:
Master’s Degree from Drake University 1986
Bachelor’s Degree from Iowa State 1982

Licenses Held:
Series 7, Series 63, Series 66, Life and Health

Products and services offered through IBA Securities, a division of Broker Dealer Financial Services Corp. Member NASD & SIPC. Products are not FDIC insured, or insured by any Government Agency, nor are they deposits or obligations guaranteed by First Bank or Broker Dealer Financial Services Corp. The purchase of such investments involves risk including the possible loss of principal.