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10 Ideas for Technology to Boost Productivity Without Breaking Your Budget

Guest Speaker: Brian Sweeney, CPA, CITP, Vice President of Finance and Operations for Angie's Kids Zone

Tuesday, August 26, 2008
11:30 AM to 1:00 PM
First Bank
5625 Mills Civic Parkway
West Des Moines

The application of technology in a small business can be both intimidating and costly. Join us for a discussion on 10 ideas that will boost your productivity without breakinging your budget.

Please RSVP to Deb Heller at 515-273-8911 by Friday, August 22, 2008.
Electronic Bank Statements (E-Statements) Customer Alert

First Bank has expanded its banking services to allow our customers to utilize the convenience and efficiency of the internet by introducing electronic statements (E-Statements). You will receive an e-mail notifiation when your statement(s) are ready and you simply access them through internet banking. For more information and to sign up, download the Electronic Bank Statement Consent and Agreement form and return it to the office closest to you to begin receiving E-Statements! Click here.

First Bank will never ask you to verify or submit your bank account information, Social Security Number, passwords or other sensitive information via e-mail. If you receive an e-mail requesting this type of information, please forward it to First Bank.

If you receive a phone call from someone wanting you to verify your bank account information, Social Security number or other personal information, do not give the caller this information.

Report any suspicious activity to the FTC. If you believe you've been scammed, file your complaint at www.ftc.gov, then visit the FTC's identify theft web site at www.consumer.gov/idtheft to learn how to minimize your risk of damage from id theft.
Home Equity Line of Credit Fixed Rate Loan Employment Opportunities

Spring is in the air and now that we are looking around the house or tired of being cooped up, you might be telling yourself "This house needs a new look" or "I need to take that trip I've always said I would take someday." Well, wait no more. With our incredibly low Home Equity Line of Credit (HELOC) rate, you can make it happen without worrying about the enormous payment later.

How can you make it happen? Complete a HELOC application today and by next week, you could be flying to Paris or enjoying your home with the completed makeover it so desperately needed.

Stop in at any of our five convenient locations for an application (see About First Bank tab to the left, click on locations to find one near you). We also offer great rates for other consumer loan products including first mortgages. Ask a First Bank employee for more details.

1. The annual percentage rate (APR) on your line of credit is 5.25%. The minimum credit line amount is $10,000 and the maximum is $75,000.
2. Borrower may also need an appraisal, property insurance, and provide closing costs ranging from $98 to $573.
2. Loan to Value of House ratio must be 80% or less.
3. Customer must have First Bank checking account relationship.
4. This offer is subject to change or withdrawal at any time and without notice. Nothing herein should be interpreted as an obligation to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Program terms and conditions are subject to change.

If you are interested in a position with an employer that offers great benefits, is locally owned and operated, provides training, and an Equal Opportunity Employer, please click here to download and print an application. Apply in person at 5625 Mills Civic Parkway, West Des Moines, Iowa, Monday through Friday, 9 AM - 5 PM.

Positions currently available:

3/4 Time Teller position at our Valley Junction location and Part Time Teller at our Johnston location. We must have an application completed to be considered for a position. A job description will be available during the interview process. Cash handling is preferred but not required. Excellent customer service and mathematical skills are required.
SHAZAM R.A.D.A.R. Implementation beginning April 1, 2008 Kids Club Savings

Protecting First Bank customers from unauthorized Debit Card usage is one of our top priorities. To mitigate fraud, we have partnered with SHAZAM, our electronic funds transfer network. We will be implementing a monitoring system called SHAZAM R.A.D.A.R. to help guard your Debit Card against fraudulent activity. If suspicious activity is detected on your Debit Card, you will be contacted by us or a SHAZAM fraud specialist calling on our behalf to verify the transactions in question. Please remember that we will NOT ask for your debit card number or personal identification number (PIN) to verify your identity.

Parents and Kids - Check out our latest product to help you save money and have fun at the same time! Kids Club Savings - the savings account which earns you prizes plus has an attractive interest rate. Click here for more information or contact any of our offices. Start saving today!
Debit Mastercard - Secure Code Important Numbers

Effective June 25, 2007, you will be required to set up a PIN in order to make online purchases with your Debit MasterCard. You can go to https://secure.shazam.net/SecureCode and follow the steps to set up your PIN.

ATM/Debit Card lost or stolen? Call 1-800-383-8000 to report. For questions or problems with your ATM/debit card, call 1-866-508-2693.
First Bank Introduces... Land and Homes Available

Lori Short
Promoted to Vice President of Human Resources

First Bank is pleased to announce that Lori Short was promoted to Vice President of Human Resources. Lori has been the Director of Marketing, Human Resources and Training with First Bank for over 5 years of the 10 she has served. Lori has been in banking for over 13 years and worked in several areas of banking giving her a wide range of knowledge in the industry. Born and raised in the Metro area, Lori enjoys spending time with her family and friends in the Roosevelt area where she currently resides.

 

First Bank has several affordable properties and lots for sale. We also offer financing options with incredible rates. If you are interested in purchasing a home or lot, click here for availability.
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