In this day and age there are many
people trying to get your personal information. While most people
are careful with their personal information an identity thief only
needs one success to make thousands of dollars. First Bank is dedicated
to keeping your identity safe. We would like to give you some tools
to use to help protect yourself from identity theft.
Here are a few easy ways to help protect
you from identity theft:
Shred personal information
such as statements, checks, and receipts. Identity thieves will
take information from the trash.
Never give out personal information
to someone you do not know. If you do not know the person
asking for the information personally or why they are asking
for it, do not give out the information by phone or on the internet.
First Bank will never contact you by phone or email and ask
for personal information such as a social security number or
a debit card number. If someone should contact you asking for
that information, contact us immediately by phone at (515) 225-2641.
Switch to E-Statements.
Identity thieves are known for taking mail from mailboxes. By
switching to E-statements you will be able to securely look
at your statements and print them. To learn more or sign up
for E-statements click
Switch to First Pay online
bill pay. When you put the flag up on your mailbox it lets
identity thieves know you might be mailing something with your
financial information on it such as a check for your water or
cable bill. By switching to First Pay you can have those payments
automatically sent to those companies on the day you want. To
learn more or to sign up for First Pay online bill pay click
Pick up your checks at the
bank. To ensure that only the accountholder gets their checks
First Bank does not mail out boxes of checks that are printed
at First Bank.
Use SecureCode for debit card
purchases. SecureCode is a service that helps protect MasterCard
accounts against unauthorized internet transactions by using
identifying information. Once you have registered your debit
card for SecureCode every participating merchant will need your
SecureCode PIN. To view frequently asked questions about MasterCard
here or click
here to sign up for MasterCard SecureCode.
Review your statements.
Identity thieves are hoping that you do not notice them. By
reviewing your account online or reviewing statements periodically
you can ensure your account does not have any unauthorized activity.
To sign up for online banking click
Get your free credit report.
Review your credit report annually to ensure that no unknown
accounts have been opened in your name with your social security
number. For more information click
Do not put your PIN with your
debit card. If a stranger should get your debit card and
use it at an ATM with your PIN, you may be liable for some of
the loss. To ensure this does not happen memorize your PIN or
contact First Bank to Select-A-PIN for a small fee, which will
allow you to pick your own PIN. Contact First Bank at (515)
225-2641 to request Select-A-PIN.
Continuous Credit Monitoring.
First Bank offers a product called Identity Theft Shield that
will monitor your credit and has Identity Restoration. To learn
more about Identity Theft Shield, click
First Bank is dedicated to protecting
your identity and personal information. First Bank has many safeguards
to ensure that no one else gets your personal information.
For more information on Identity Theft
visit the FDIC’s Identity Theft & Fraud website (http://www.fdic.gov/consumers/theft)
or visit the US centralized government website on identity theft